AUTOMOTIVE BPO OUTSOURCING PHILIPPINES

A software question and a stranded driver — one team, both.

Connected-car and EV support, roadside assistance, dealer and aftersales operations, finance and warranty servicing — delivered by automotive-trained Philippine specialists who move from a calm infotainment fix to an urgent highway dispatch without missing a beat, 24/7.

Manila, Cebu & Clark deliveryISO 26262-aware24/7 roadside dispatch
ROADSIDE · DISPATCH TIMELIVE
Median time to dispatch a unit
90s
Connected-car FCR
91%
deep technical resolution
Cost per contact
62%
vs onshore automotive desk
A stranded driver doesn’t care about your CSAT score. Find the desk that answers.Get matched
PLATFORMS & STANDARDS
Salesforce Automotive CDK Global Dealertrack Tekion Reynolds & Reynolds Cox Automotive Geotab HERE Technologies Harman Ignite Cerence Twilio Telematics APIs ISO 26262 SOC 2 Type II
19Vetted Automotive
BPO Partners
Connected-car, roadside and dealer-ops teams — technical and safety-fluent.
124MMillion Driver
Contacts / Year
Connected-car, roadside, dealer and warranty across OEM programs.
824/7 Dispatch
Delivery Hubs
Around-the-clock roadside and emergency coverage in every timezone.
TWO JOBS, ONE QUEUE · 2026

A modern vehicle generates two completely different support jobs from the same customer: a patient walk-through of a software update and a stranded-at-night emergency. A desk built for one fails the other — and the one it fails is usually the one that matters most.

01MATCHED TO YOUR FLEET AND YOUR PROGRAM MIX

Your vehicles and your programs decide which mode runs hottest.

These are the four automotive profiles we build for most often — each with its own mode balance, each served by the same dual-mode, drill-certified operation.

01Automotive OEMs
AM-068 was here · 4M connected vehicles · a single-mode vendor · warranty leakage

The full dual-mode stack — 90-second dispatch, 91% FCR, the pre-payout gate, the campaign bench.

Anchors to: The Dual-Mode Desk · AM-068
02EV makers & charging networks
Where every call is technical and half are anxious

Charging-session diagnostics, range-anxiety fluency, OTA support at software-company velocity — with the roadside mode EV drivers need most.

Anchors to: The Pre-Call Read
03Dealer groups & aftersales
The alert-to-booking pipeline

Connected-car signals routed into service bays, DMS hygiene, and the warranty discipline that survives an OEM audit.

Anchors to: The Third Mode
04Fleet, mobility & auto finance
The same discipline, pointed at a fleet

Subscription and fleet operations, driver support at utilization scale, and finance servicing.

Anchors to: The Risk Matrix
02THE DUAL-MODE DESK

The same agent, two completely different jobs — switch the mode.

Connected-car support is calm, technical and patient; roadside is urgent, scripted and safety-critical. Toggle between them to see how the desk shifts gear — the skills, the clock, and the metric that proves it.

Click to compare
💻
Connected-Car & EV Support
A calm, technical conversation — an OTA update that stalled, a charging session that will not start, a range estimate that looks wrong. The driver is parked, patient and wants it solved on this call.
WHAT THE AGENT NEEDS
OTA & infotainment depth EV charging & range Patient troubleshooting
First-contact resolution
91%
Average handle time
Unhurried, thorough
Roadside Emergency
An urgent, safety-critical call — a breakdown on a shoulder, a flat at night, a driver who is anxious and exposed. There is a protocol, a clock, and no room for a script that meanders.
WHAT THE AGENT NEEDS
Safety-first protocol Location & dispatch Calm under pressure
Median time to dispatch
90s
Driver safety priority
Protocol-governed
John Maczynski
CEO · OPERATIONS AUTHORITY

“Automotive support is two businesses wearing one badge. The vendor who is great at patient infotainment walk-throughs is often the one who freezes when a driver is stranded on a shoulder at midnight. We train and staff for both — because the customer is the same person, and they remember the worse experience.”

John Maczynski · CEO, PITON-Global · 40-Year Global BPO Veteran
FOR THE VP OF CUSTOMER EXPERIENCE
Your CSAT lives or dies on the roadside call you can’t see coming.
A 45-minute scoping call maps your connected-car and roadside load — then points you to the desks built for both.
John Maczynski
John Maczynski
CEO, PITON-Global
+1 402 598-8740
Book the scoping call
03SINGLE-MODE VS. DUAL-MODE

A one-trick desk vs. a dual-mode automotive operation.

The delta between a single-mode vendor and a PITON-Global-vetted automotive operation — across seven dimensions that decide both the software fix and the safety call.

SINGLE-MODE VENDOR
Good at one job, dangerous at the other.
RoadsideSlow, no protocol
Connected-CarScripted, shallow
EVUnfamiliar
Dealer OpsDisconnected
WarrantyError-prone
RecallsReactive
CoverageBusiness-hours
PITON-GLOBAL AUTOMOTIVE
Fluent in both, on the same shift.
Roadside90s dispatch, safety-trained
Connected-CarDeep technical FCR
EVCharging & range fluent
Dealer OpsCoordinated aftersales
WarrantyAccurate & auditable
RecallsProactive outreach
Coverage24/7 follow-the-sun
04THE THIRD MODE

The claim paid on a repair that never qualified — caught before the dollar leaves.

The dual-mode desk serves the driver twice: calmly on the software call, urgently on the shoulder. The third job never talks to a driver at all — it reads claims. Warranty leakage is the quiet drain: the inflated claim, the fabricated service history, the repair billed against a VIN that was never in the shop — each one paid without question by a desk that processes instead of validates.

THE GATE BEFORE THE DOLLAR
Pre-payout validation

Every claim matched against VIN, service history, and telematics record before payout — the repair that never happened fails the match, the duplicate fails the dedupe, and the coverage question is answered by the record, not the invoice. The gate-placement rule, automotive edition: validation before the money moves.

Claim-anomaly detection

Machine-flagged patterns — the dealer whose claim rate doubled, the part that fails only at one rooftop, the service history that reads like a template — reviewed by a human forensics analyst before adjudication. The AI flags; the analyst decides; the OEM’s rules govern.

Auditable adjudication trail

Every validation, flag, and decision logged — because warranty is a financial control, and the OEM’s auditors will eventually ask how claims were checked. The answer should be a log, not a shrug.

The through-line: the desk that validates before it pays turns “a measurable margin” into a measured one — pre-payout VIN and service-history matching is the mechanism behind the warranty-leakage number in the economics below, not a phrase standing in for it.

05THE DESK THAT ALREADY KNOWS

The telematics were read before the driver finished dialing.

Connected vehicles announce their faults before their drivers do. The pre-call read — DTCs, charging-session logs, OTA status, range telemetry pulled as the call connects — means the agent opens with the diagnosis instead of the interrogation: the stalled update already identified, the charging fault already isolated, the common fix already queued. In calm mode it turns a 20-minute walk-through into a 6-minute confirmation; in roadside mode it tells dispatch what’s wrong with the vehicle before the unit rolls. The dual-mode desk gets faster in both modes from the same feed.

THE CAMPAIGN CLOCK

A recall doesn’t schedule itself around your roster — the bench is triggered by the announcement.

Recalls, OTA campaigns, and model launches multiply contact volume overnight, on a date the news cycle picks. The campaign bench is cross-trained on both modes, drilled on the recall script and the anxious-owner conversation, and activated by your campaign calendar — proactive outreach waves, VIN-lookup surges, and dealer-scheduling spikes absorbed without the core desk missing its 90-second standard. The surge scales with the campaign and stands down with it — capacity shaped like the event, not the average. It’s the campaign-driven member of the same elastic-bench discipline our retail, utilities, and media desks run on different clocks.

06THE RISK MATRIX

Four ways a brand bleeds — two in the queue, one in the claims file, one in the pipes.

A brand’s risk isn’t one surface; it’s four, and a single-mode vendor typically runs none of the four — because each requires staffing for the job it hopes won’t happen.

RISK VECTORWHERE THE COST LANDSCONTAINMENT ON A DUAL-MODE OPERATION
AI-assisted warranty fraudInflated claims, fabricated histories, the repair that never happened — leakage booked as cost of businessPre-payout VIN/service-history validation, anomaly detection, human forensics review — the gate before the dollar (The Third Mode)
Misdiagnosis & repeat repairThe wrong first fix — a second repair, a dealer visit, and a driver quietly shopping the competitionThe pre-call telematics read plus genuine technical depth — 91% FCR because the diagnosis precedes the conversation (The Desk That Already Knows)
Roadside & recall surge collapse THE WEDGEThe stranded driver in a queue; the recall wave hitting a fixed rosterThe dual-mode drill standard plus the campaign bench — 90-second dispatch held, surge shaped to the event (The Campaign Clock)
Connected-car data exposureTelematics, location, and owner PII outside the perimeterZero-Trust VDI, least-privilege access to telematics and DMS, zero local residency, every touch logged

The through-line: the first row is a financial control, the second a technical one, the third an operational one, the fourth a security one — and a single-mode vendor typically runs none of the four, because each requires staffing for the job it hopes won’t happen.

07THE MATH OF A LOYAL DRIVER

Where does the 6.5× return come from when both jobs are done right?

From four streams a per-contact rate ignores: brand-loyalty retention, dealer-service capture, warranty-leakage cut and labor arbitrage. The driver you rescue at midnight buys your next car — and services it at your dealer.

Brand-Loyalty Retention
$1.5M – $3.0M
Dealer-Service Revenue Capture
$1.0M – $2.0M
Warranty-Leakage Reduction
$0.9M – $1.8M
Support Labor Arbitrage
$0.9M – $1.8M
TOTAL ANNUAL NET BENEFIT · 75-SEAT AUTOMOTIVE DESK
$4.3M – $8.6M
6.5×
Documented return
01
Loyalty — Primary Driver
An OEM lifted repurchase intent 11 points among drivers who had a roadside rescue handled well — the moment of maximum vulnerability became the moment of maximum loyalty. Estimated lifetime value protected: $2.3M–$3.1M — imputed value (repurchase-intent lift × vehicle margin × affected cohort, validated against the OEM’s loyalty analytics), not a booked figure.
02
Dealer Service — Captured
Coordinated aftersales scheduling routed connected-car alerts into dealer service bookings, capturing maintenance revenue that used to leak to independents.
ENTITY PROOF · Q4 2025–Q2 2026
+11pt
Repurchase intent after a good rescue
An OEM with 4M connected vehicles moved support to PITON-Global. Total 12-month net benefit: $6.3M against a $970K engagement cost — a 6.5× return.
4M vehicles · Manila, Cebu & Clark · 90-second dispatch
THE DRIVER FILE · ENGAGEMENT AM-068 Verified Q2 2026 · Manila, Cebu & Clark
CLIENT ENTITY
Global OEM with 4M connected vehicles and a national dealer network.
PRE-DEPLOYMENT BASELINE
A single-mode vendor strong on tech support but slow on roadside, with warranty leakage and dealer disconnect.
THE INTERVENTION
A dual-mode automotive operation across Manila, Cebu & Clark — connected-car, roadside and dealer ops on Salesforce Automotive + CDK.
THE FLEET, MEASURED
90s
Roadside dispatch · median, AM-068
from 4+ minutes · across the engagement
up to 91%
Connected-car FCR · AM-068
deep technical
+11pt
Repurchase intent
after good rescue
−62%
Cost per contact
vs onshore
6.5×total engagement return
$6.3M net benefit on $970K program
Reviewed by John Maczynski (CEO) &
Ralf Ellspermann (CSO) · Q2 2026
⚠ The brand-loyalty stream is imputed value — repurchase-intent lift × vehicle margin × affected cohort, validated against the OEM’s own loyalty analytics, not a booked figure. The 6.5× return is anchored on the booked streams (dealer-service capture, warranty-leakage reduction, arbitrage); loyalty value is confirmed against your loyalty analytics on the scoping call.
08PER CONTACT VS. PER DRIVER KEPT

Here is the cost per contact. Now here is what the midnight rescue is worth.

Every RFP compares cost-per-contact, so we publish the seat math. Then we price the driver — because the contact on the shoulder at midnight isn’t a ticket; it’s the single highest-leverage brand moment the OEM will ever get with that customer, and it arrives unannounced.

Distinct from the Dual-Mode Desk above: that shows the two jobs — this prices what handling both well is worth.
THE SEAT LENS · FULLY LOADED, ANNUAL, PER AUTOMOTIVE-SUPPORT FTE
DELIVERY MODELCOST / FTE / YREFFECTIVE HOURLY · 1,920 HRS
US onshore automotive desk≈ $67,000≈ $35/hr
PH single-mode vendor (legacy)≈ $23,000≈ $12/hr
PITON-Global-vetted · dual-mode, drill-certified≈ $17,000≈ $9/hr
COST SIMULATOR · 75-SEAT AUTOMOTIVE DESK
Onshore
PH single-mode
PITON-Global 2026
Automotive desk size75 seats
30default 75 · AM-068150
Selected model ·
Annual operational expense
Annual labor saving vs. onshore
What the per-contact rate never shows
THE LOYAL-DRIVER PIVOT · THE PANEL A PER-CONTACT RATE CAN’T RENDER

The seat lens prices the agent; the driver prices the brand. The single-mode vendor is cheap per contact and expensive per relationship: the fumbled rescue is remembered at the next purchase, the misdiagnosis becomes the dealer visit that becomes the competitor’s test drive, and the rubber-stamped claim leaks quietly forever. Price the driver and the four streams a per-contact rate ignores — brand-loyalty retention ($1.5M–$3.0M), dealer-service capture ($1.0M–$2.0M), warranty-leakage reduction ($0.9M–$1.8M), and labor arbitrage ($0.9M–$1.8M) — stack to a $4.3M–$8.6M annual net benefit.

That is how AM-068’s $970K program returned $6.3M (6.5×): dispatch cut from 4+ minutes to 90 seconds, 91% connected-car FCR, and repurchase intent up 11 points among rescued drivers. The moment of maximum vulnerability became the moment of maximum loyalty — and the desk that was there is the reason.

Illustrative projection at standard contact mix; per-contact savings run ~62% vs. onshore. The loyalty stream is imputed value — repurchase-intent lift × vehicle margin × affected cohort, validated against the OEM’s own loyalty analytics — confirmed on the scoping call.
Get my loyal-driver model
09PRICING TOPOGRAPHY

Indicative 2026 rates — the drilled roles shown apart from the script-reader.

Reading a script has a market rate; dispatching a stranded driver in 90 seconds and gating a warranty payout do not — those are drilled and audited capabilities, priced as such.

CORE ROLERATE (USD)OPERATIONAL PROFILETIER
Owner-support agent$9–$13Account, billing, general owner queriesVOLUME
Connected-car / EV specialist$10–$14OTA, infotainment, charging & range — pre-call read fluentTECHNICAL
DMS / dealer-ops administrator$8–$12Scheduling, parts catalog, service historyDEALER
Aftersales / service coordinator$9–$13Alert-to-booking routing, dealer captureDEALER
Recall / campaign agent$9–$13 · activationOutreach waves, VIN lookups — the campaign benchSURGE
Warranty analyst$10–$14Claim processing on the validated pipelineWARRANTY
Roadside-dispatch specialist
— no generic equivalent
$12–$16Safety-trained, sub-90-second protocol — proven on an unannounced drill before a live emergencyROADSIDE
Warranty-forensics analyst
— no generic equivalent
$12–$16The pre-payout gate — VIN/history validation, anomaly review, the auditable trailFORENSICS
Team lead / mode commander$14–$20Dispatch/FCR/leakage governance, OEM reportingLEADERSHIP

The two premium rows have no generic equivalent because both are proven before deployment — the dispatcher on an unannounced drill, the forensics analyst on a validation-set audit — and both protect what a per-contact rate can’t see: the driver and the payout. Rates confirmed per engagement against fleet size and program mix.

Price my desk against the dual-mode standard
108-WEEK DUAL-MODE STAND-UP

A dual-mode automotive desk live in 8 weeks — roadside drilled before cutover.

A gated stand-up. No agent takes a live emergency until they pass a roadside-dispatch drill and a connected-car technical certification.

01
Wk 1–2
Systems & Protocols
CRM/telematics/dealer connect, roadside dispatch protocols, EV & connected-car knowledge base, baseline FCR & dispatch audit.
02
Wk 3–4
Hiring & Certification
Recruit technical + emergency-capable agents, roadside safety training, EV charging & range certification, warranty playbooks.
03
Wk 5–7
Shadow & Drill
Shadow both queues, unannounced roadside-dispatch drill under 90s, connected-car FCR validated, dealer-coordination dry run.
04
Wk 8
Cutover & Govern
Phased ramp, live dispatch/FCR/warranty dashboard, recall-outreach playbook, PITON-Global Dual-Mode certification.
11THE BOTH-MODES TEST · WHAT TO DRILL

Can a vendor handle a software walk-through and a roadside emergency on the same shift?

Three capabilities decide whether an automotive desk serves the whole driver or only half of them — and each can be drilled before you sign. Most vendors are strong on one mode and quietly weak on the one that matters most.

01
Real Roadside Capability
A driver stranded on a shoulder at night needs a calm, fast, safety-trained dispatch — not a tech-support script. A desk that cannot run a sub-90-second roadside protocol fails the customer at their most vulnerable moment.
DRILL IT: Run an unannounced roadside-dispatch test
02
Deep Connected-Car Fluency
Infotainment, OTA updates, EV charging and range anxiety demand genuine technical depth. A scripted agent who escalates every connected-car question turns a quick fix into a dealer visit and a frustrated owner.
DRILL IT: Test connected-car FCR on a real issue
03
Dealer & Warranty Coordination
Support that does not connect to the dealer and the warranty system leaks revenue and accuracy. A real operation routes service into dealer bookings and processes warranty claims auditably — protecting both relationship and margin.
DRILL IT: Trace a warranty claim and a dealer handoff
THE DUAL-MODE ARCHITECTUREhow each failure mode is designed out
Safety-Trained Roadside
Every agent is trained and drilled on roadside emergency protocols and a sub-90-second dispatch standard, so the safety-critical call is handled fast and calmly, every time.
Technical Connected-Car FCR
Agents carry genuine technical depth on infotainment, OTA, EV charging and range, resolving connected-car issues on first contact instead of escalating to the dealer.
Dealer-Linked Aftersales
Support is wired into the dealer and warranty systems, routing service into bookings and processing claims accurately, so revenue is captured and leakage is closed.
Ralf Ellspermann
CSO · AUTOMOTIVE OPERATIONS

“Drill both modes before you sign. Send a connected-car question and, an hour later, a simulated roadside emergency. The desks worth hiring resolve the first on first contact and dispatch the second in under ninety seconds. The ones that ace one and fumble the other are the ones that lose you the driver when it counts.”

Ralf Ellspermann · CSO, PITON-Global · 25-Year Philippine BPO Veteran
12RADICAL TRANSPARENCY · CONTINUED

Where the dual-mode desk doesn’t fit — and whose rules govern each mode.

A shortlist that includes “no” is the only kind worth having. Three engagements we turn down — and why the refusal is the point.

01
Dispatch protocols and goodwill policy are yours — drilled, never improvised.

Roadside procedures, safety escalation trees, and goodwill ceilings are set by you; our discipline is executing them at 90 seconds with the trail to prove it. A vendor improvising a roadside protocol is a liability with a headset — and a vendor improvising goodwill is spending your margin one apology at a time.

02
Warranty adjudication rules are the OEM’s — we validate, you decide.

Coverage terms, denial criteria, and dealer-relations policy stay with your warranty organization; the forensics desk builds the validated file and flags the anomaly. A vendor deciding claims offshore is exercising financial authority it wasn’t granted — the gate is ours to run, the verdict is yours to own.

03
No DMS and telematics access, no deployment.

The pre-call read, the 90-second dispatch, and the pre-payout gate all require being inside your Salesforce/CDK/telematics stack under Zero-Trust VDI — the vehicle, the history, and the claim on one screen, with owner data at zero local residency. Without it, we’d be a script-reader asking the driver what the car already reported — the exact single-mode failure this page drills against.

FOR AUTOMOTIVE & MOBILITY LEADERS

A recall, a launch, a software OTA — your support volume never warns you first.

Tell us where the line is straining — connected-car tickets, roadside SLAs, dealer aftersales — and we’ll hand you 6–10 vetted desks built for automotive, each one drilled in both calm tech and roadside emergency before it reaches your shortlist.

Get my automotive shortlist
Vendor-neutral · no cost to you · prepared and presented by John Maczynski, CEO
Our 24-Hour Response Guarantee — a reply within 24 hours, dual-mode drill pre-screen included.
13WHITE PAPER WP-93 · AUTOMOTIVE · AUGUST 2026

The first-fix standard: the economics of automotive customer & dealer support outsourcing.

Why contacts handled is a volume vanity metric, how first-contact fix rate and CSI protection — never contact throughput — decide the true cost of an OEM and dealer support operation once unresolved cases, wrong diagnoses, CSI-score damage and service-drive leakage are counted, and the vendor-selection discipline that fixes the case the first time. Part of PITON-Global’s Executive White Paper Series, by John Maczynski and Ralf Ellspermann.

14 pages Free · no gate Maczynski & Ellspermann
IN THESE PAGES
The volume mirage: contacts handled versus cases fixed first-contact.
The dual-mandate contract: diagnose it right, fix it first-contact, protect the CSI.
Case study: an 85-seat OEM/dealer support operation re-based on first-contact fix — 6.2× first-year ROI.
Read the white paper (PDF) Free · no gate · published August 2026
14ANSWERED BY OUR PRINCIPALS

What automotive leaders ask before they outsource.

In-depth answers to the questions that decide an automotive BPO engagement — from the principals who run them.

What automotive work can you take on?+
Dealer and customer support, service scheduling, parts inquiries, warranty and back-office across the network. One coordinated team keeps customers and dealers supported, so service issues are resolved fast rather than scattered across functions.— John Maczynski, CEO
What does outsourcing automotive support save us?+
Typically 50 to 70 percent on cost per contact versus in-house, with stronger loyalty. The deeper benefit is faster, more consistent service and dealer support, which protects satisfaction scores and the repeat business they drive.— John Maczynski, CEO
Can you scale for campaigns and recalls?+
Yes. We surge trained capacity for promotions, launches and recall events, so customer and dealer queries are handled fast when volume spikes. The same QA controls apply through the surge, protecting quality when pressure is highest.— Ralf Ellspermann, CSO
How do you keep quality high?+
Calibrated QA scores every queue and feeds coaching, so resolution and CSAT hold steady across agents and shifts. Standards are measured, not assumed, keeping the experience consistent across the dealer network and direct customers.— Ralf Ellspermann, CSO
Will you work in our systems?+
Yes. Specialists work natively in your DMS and CRM, with full audit trails, rather than re-keying across systems. That preserves context across service, parts and customer interactions and keeps your records and ours aligned.— John Maczynski, CEO
Do you offer multilingual support?+
Yes. We staff teams matched to your markets and languages, so customers and dealers are helped in their own language with consistent quality. Coverage scales with your footprint without you hiring market by market.— John Maczynski, CEO
How do you protect customer data?+
All work runs in access-controlled, audited environments with no local storage and full audit trails. Access is scoped per role, every action is logged, and sensitive customer data never leaves the secured environment.— Ralf Ellspermann, CSO
Which functions should we outsource first?+
Start with high-volume customer and service support, where consistency moves CSAT fastest. Dealer support, parts and warranty follow once the team, tooling and quality bar are proven on core queues.— Ralf Ellspermann, CSO
How quickly can a team be live?+
About eight weeks, through a gated stand-up. No customers are handled live until QA is signed off and a parallel run matches your bar. You see proven, on-brand quality before any real volume flows.— John Maczynski, CEO
How is performance measured?+
Against resolution and CSAT, in a live dashboard with monthly reviews. We deliberately never report raw volume — contacts closed fast but unresolved drive repeat visits and lost loyalty, not satisfaction.— Ralf Ellspermann, CSO
Authorship, Review & Benchmark Verification
Authored by:
Ralf Ellspermann
Ralf Ellspermann
Chief Strategy Officer of PITON-Global
Two Decades Building and Advising Award-Winning Philippine BPO Operations

Ralf vets owner-support, warranty and dealer-operations floors across Philippine vendors serving automotive brands.

View full bio  →
Verified by:
John Maczynski
John Maczynski
CEO of PITON-Global
Former Global EVP of the World’s Largest Contact Center · Four Decades of Outsourcing Experience

John validates the recall-surge readiness and commercial terms behind each automotive program on this page.

View full bio  →
Last Reviewed & VerifiedJune 10, 2026

Re-audited as NHTSA recall-handling and SOC 2 obligations evolve. Every benchmark on this page is held to PITON-Global’s internal vetting standard.

Segments We Serve
OEMs EV Makers Dealers & Dealer Groups Roadside & Assistance Auto Finance Fleet & Mobility Aftersales Telematics Insurance Programs Charging Networks
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